No matter the weather, it doesn’t hurt to have a little protection. A good umbrella protects you from rain, snow or even a little too much sunshine (blocking more than three-quarters of ultraviolet (UV) light on an especially sunny day). The best part, though? Umbrellas are light, compact, and easy to carry.
So why are we talking about umbrellas and sunscreen when talking about title insurance? Because an owner’s title insurance policy can help you protect what’s most valuable when it comes to real estate – your property rights. Allegiance Title is committed to providing exceptional service and a remarkable team dedicated to protecting your property rights from all dangerous elements that could rain on your parade.
What is Title Insurance?
Simply put, a land title is your ownership rights to your property. Title insurance is a policy that protects your investment and property rights. With a one-time fee, you and your heirs are covered for as long as you own your property against any legal claims against it. You’ll also be covered for any legal fees should a claim arise, which our team works to uncover before your closing.
We pore over public records to examine and verify the legal documents on the property you’re purchasing to ensure the title can be legally transferred to you. Once our search is complete, and your title is clear, we offer you an owner’s title insurance policy to help protect your property rights.
What Does Title Insurance Cover?
No one – not even the best meteorologists – can 100 percent accurately predict the weather. They can only make an educated guess. That’s why it pays to keep an umbrella handy – you never know when you’ll need it!
It’s no different with your property rights. Unforeseen errors can pose a huge risk to your ownership should someone later sue, saying they have a claim against your property. These might include:
- Forgery: The creation of a false document. For example, if the seller of the property misrepresents the identity of the person who signed the title.
- Fraud: Deception to achieve an unfair gain. This might look like someone stealing your identity and selling your house without your consent or taking out a second mortgage on the property in your name.
- Human error: Inconsistent paperwork or historical records that could lead to a boundary dispute.
Allegiance Title Services
From the beginning of your transaction to closing, we promise to go above and beyond to lend a helping hand. We have years of experience in the Arkansas real estate industry to ensure you’ll be able to own your property with peace of mind and confidence.
Not only do we provide residential title and closing services, but we can facilitate commercial and agricultural transactions, as well as 1031 exchanges.
Our team is knowledgeable, providing quick solutions to issues that may arise and giving you the time and attention you deserve. Each service is unique, offering the most to each customer.
Residential
A home purchase is a huge investment, no matter who you are. Closing on a property can be a hassle, but partnering with the right people can make all the difference. Allegiance Title offers direct help with residential property to avoid unnecessary delays and hang-ups.
Commercial
Commercial transactions can be unique and complex. Commercial agents and lenders can work directly with our team through a streamlined, efficient process. We’ll look through every deed, mortgage and easement to ensure nothing but the highest attention to detail.
Agricultural
As our state’s number one industry, farming is important in Arkansas, and we know our way around agricultural transactions. The risks of a clouded title when dealing with large tracts of agricultural land are even more elevated than other types of transactions. Our team has the local expertise to ensure your next land transaction is safe and secure.
1031 Exchanges
We offer real estate investors our services as Qualified Intermediaries and escrow officers for 1031 exchanges. To provide you with the best service, we do an in-depth title search to make sure the property qualifies for the exchange, ensuring a smooth, efficient process.
Why Allegiance Title?
When you choose Allegiance Title, we’ll protect you from the sudden downpours that can drench you should your property rights be at risk. Our team is ready to insure and protect your most valuable investment, rain or shine. Contact us today at 479-342-3131
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